Used Car Financing, we finance on the lot
Used Vehicle Finance

Used Car Financing & New Car Shopping
New Car Shopping

Finance Application

Get pre-approved before you visit the dealership. AutoImprove helps people with all credit types. We specialize, however, in used car financing for people with bad credit, no credit, or bankruptcy.

To begin enter your name, email address, zip code and country below.

Begin Our Application
First Name
Middle Initial
Last Name
Email Address
Zip Code   

Pre-Approval Acceptance

For credit scores less than 600 applicants must meet the following for acceptance in the pre-approval program:
  • Income
    • $9.25 per hour with full time employment
    • $1,600 per month with part time employment
  • Employment
    • Non-temporary, non-seasonal employment
    • One year on the job or a two year history of continuous employment
  • Credit History
    • Chapter 7 bankruptcies must be discharged
    • Chapter 13 bankruptcies require written authorization from the trustee
    • Only one bankruptcy or repossession
    • No repossessions during the last twelve months
      • Repos included in a bankruptcy are okay
    • Not currently in credit counseling

Non-Preapproval Acceptance

All applications are guaranteed to be accepted. Applicants that do not meet the requirements above can still be approved for new or used car financing. Each application for used car financing will be evaluated based on job stability, ability to repay the loan, and willingness to re-establish a good credit rating. Money down will also be considered.

Consumer Comments

"Prompt, professional service. Made buying this truck a great experience. Thanks to you and your entire staff."
D. Fowler, Carrollton, GA

"I wish to thank everyone involved with helping us with our new vehicle and letting us reestablish our credit. Because I was a single mom for many years, my credit got very damaged. Hopefully we can get my score back up. Thanks again!"
W. Russell, Portland

"The finance manager and his assistant were helpful, nice and quickly arranged the financing."
B. Mika, Bay City

Frequently Asked Questions

How much can I borrow?
The amount you can borrow is based on a number of factors; previous credit history, time on the job, time at the residence, and your monthly income to name a few. A good rule of thumb is that the lender will normally limit your maximum payment to 20% of your monthly pre-tax income.

on lot financing
Used Cheap Cars for Finance