Used Car Financing, we finance on the lot
Used Vehicle Finance

Used Car Financing & New Car Shopping
New Car Shopping

Finance Application

Get pre-approved before you visit the dealership. AutoImprove helps people with all credit types. We specialize, however, in used car financing for people with bad credit, no credit, or bankruptcy.

To begin enter your name, email address, zip code and country below.

Begin Our Application
First Name
Middle Initial
Last Name
Email Address
Zip Code   

Pre-Approval Acceptance

For credit scores less than 600 applicants must meet the following for acceptance in the pre-approval program:
  • Income
    • $9.25 per hour with full time employment
    • $1,600 per month with part time employment
  • Employment
    • Non-temporary, non-seasonal employment
    • One year on the job or a two year history of continuous employment
  • Credit History
    • Chapter 7 bankruptcies must be discharged
    • Chapter 13 bankruptcies require written authorization from the trustee
    • Only one bankruptcy or repossession
    • No repossessions during the last twelve months
      • Repos included in a bankruptcy are okay
    • Not currently in credit counseling

Non-Preapproval Acceptance

All applications are guaranteed to be accepted. Applicants that do not meet the requirements above can still be approved for new or used car financing. Each application for used car financing will be evaluated based on job stability, ability to repay the loan, and willingness to re-establish a good credit rating. Money down will also be considered.

Consumer Comments

"Everyone was extremely helpful and knowledgeable. A friend referred me and now I too recommend them."
T. Parks, Warren

"He was the greatest. He kept me informed of how the loan process was progressing. He counseled me throughout the whole sale to advise me on how to obtain good standing with credit. He is the best I have encountered. He gave world-class service."
S. White, Detroit

"I wish to thank everyone involved with helping us with our new vehicle and letting us reestablish our credit. Because I was a single mom for many years, my credit got very damaged. Hopefully we can get my score back up. Thanks again!"
W. Russell, Portland

Frequently Asked Questions

Should I first find an automobile before applying?
AutoImprove recommends that you first consult with one of our experts. They can determine how much you borrow before you start to shop. Doing this will enhance your chances of approval and limit the number of inquires on your credit bureau.

on lot financing
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