Used Car Financing, we finance on the lot
Used Vehicle Finance

Used Car Financing & New Car Shopping
New Car Shopping

Car Financing Calculator

To use the car financing payment calculator properly you will have to estimate your interest rate.

Interest rates vary widely based on the following

Credit Rating
It stands to reason that the better your credit score is the lower your rate will be when compared to a people with worse credit scores.

Age and Mileage of the Vehicle
New cars have the best rates possible. For used cars the rate increases with the age of the vehicle. With some lenders it also increase for high mileage cars.

Equity Position of the Loan, aka Loan to Value
The loan to value ration or equity position is defined as the amount borrowed divided by the value of the vehicle. For used cars the value is based on the NADA or Kelley Blue Book value, for new vehices it is the invoice or MSRP amount. In other words if you put more money you put down or you buy your vehicle at the low price the lower the interest rate should be.


Take the next step. Get pre-approved for a new or used car loan.

Begin Our Application
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Service available in the USA and Canada

Consumer Comments

"Our sales representative was very helpful. The finance manager and his assistant were very patient and helpful in my receiving financing for this vehicle."
A. Fronczak, Shelby Twp.

"Very professional."
S. Austin, Detroit

They were great. I will recommend friends and family! Thanks"
L. Plummer, Southgate

Frequently Asked Questions

How much can I borrow?
The amount you can borrow is based on a number of factors; previous credit history, time on the job, time at the residence, and your monthly income to name a few. A good rule of thumb is that the lender will normally limit your maximum payment to 20% of your monthly pre-tax income.

on lot financing
Used Cheap Cars for Finance